Welcome to the premiere of a new weekly feature, “Confessions of an Insider” In this new podcast, we connect the dots on the most important data-driven stories in the automotive world, providing the context and analysis you need to stay ahead of the curve.
This week’s inaugural episode is a deep dive into the clear and present signs of a market under extreme stress. From the dealership floor to the trading floor, the data is sending a powerful message about the state of the industry and the financial health of the consumer.
Based in Daytona Beach, Florida, Josh Logan provides data-driven analysis from the unique perspective of a seasoned automotive professional. His goal is to empower consumers with insider knowledge to navigate the complexities of the modern car market.
| Segment | Topic Discussed | The Core Takeaway |
| Part 1 | Beyond the Sticker: The Markup Crisis | The consumer affordability crisis doesn’t start with financing—it starts at the dealership door with thousands in artificial markups and bogus add-ons. |
| Part 2 | Europe’s Great Powertrain Divide | While BEV growth slows, Hybrids have become the undisputed powertrain of choice in the EU, proving that mainstream buyers are prioritizing practicality and efficiency. |
| Part 3 | The CarMax Implosion | The 20% stock collapse of the used car giant is a massive red flag. It confirms the consumer is financially tapped out and the market is on the brink of a major correction. |
| Part 4 | The 84-Month Loan Trap | The 84-month auto loan is a financial trap. It uses a deceptively low monthly payment to hide massive interest costs, guaranteeing years of negative equity and out-of-warranty risk. |
For the full, in-depth analysis and commentary on these developing stories, listen to the full podcast episode embedded on this page.

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